• General Liability

Our comprehensive general liability insurance protects your customers from paying out of their pocket for medical expenses, property damage, and more.

Robust General Liability Coverage

• - Liability (occurrence) for bodily injury and property damage
• - Medical expenses
• - Personal & advertising injury
• - Damage to rented premises
• - Hired & non-owned auto
• - Exhibitor, tradeshow, product exposition coverage
• - E&O professional liability in certain instances

Appetite

• - Retail operations and non-storefront delivery.
• - Lessors of buildings with retail operations.
• - Only licensed operations are eligible for our program.
• - Operations include the sale of clothing and accessories.
• - Start up businesses.

• Product Liability

Our comprehensive product liability insurance protects your customers from potential injury from their products or services.

Robust Product Liability Coverage

• - Products and completed operations
• - Occurrence or claims made & reported coverage
• - Product withdrawal
• - Extended reporting period

Appetite

• - Retail cannabis and CBD stores or dispensaries, including non-storefront delivery.
• - Lessors of buildings with retail operations.
• - Only licensed operations are eligible for our program.
• - Covers cannabis products other than minor or synthetic cannabinoids like Delta-8, spice, or similar products.

• Property Insurance

Our comprehensive property insurance protects your customers from damages to buildings, personal property, and their inventory.

Robust Property Insurance Coverage

• - Building
• - Inventory and personal property
• - Loss of income
• - Tenant improvements and betterments
• - Crime
• - Property enhancement endorsement (including outdoor property, money & securities, robbery & safe burglary, and more)

Appetite

• - Retail operations and non-storefront delivery
• - Coinsurance replacement cost 80%
• - Deductibles as low as $1,000
• - Covers wind & hail in non high hazard zones
• - Covers buildings under 25 years old or older buildings with updates to the building, roof, wiring, or other areas.

• Commercial Auto

Our comprehensive commercial auto insurance protects your customers from collisions, accidents, and more.

Robust liability and physical damage protection for cars, trucks, trailers and vans that are used for business.

Robust Auto Insurance Coverage

• - Automobile Liability
• - Automobile Physical Damage
• - Hired & Non-Owned Auto Liability

Appetite

ReeferProtector offers commercial auto coverage for instate operations permitting the sale, distribution, and use of cannabis or hemp.

Fleet Size:

30 vehicles or less.

Coverage Symbols:

• - 7 (Specifically Described Autos)
• - 8 (Hired Autos)
• - 9 (Non-Owned Autos)
• - 19 (Mobile Equipment)